Introduction

You aren't a dummy, of course. But here's the deal: You don't have to be some sort of technogeek or financial wizard to manage your financial affairs on a PC. You have other things to do, places to go, and people to meet. And that's where Quicken 2010 For Dummies comes in.

In the pages that follow, I give you the straight scoop on how to use Quicken 2010 Premier for Windows, without a lot of extra baggage, goofy tangential information, or misguided advice.

About This Book

This book isn't meant to be read from cover to cover like some Dan Brown page-turner. Rather, it's organized into tiny, no-sweat descriptions of how to do the things you need to do. If you're the sort of person who just doesn't feel right not reading a book from cover to cover, you can, of course, go ahead and read this thing from front to back.

I can recommend this approach, however, only for people who have already checked the TV listings. There may, after all, be a Dog the Bounty Hunter rerun on.

How to Use This Book

This comment dates me, but I'm not ashamed to say that I always enjoyed reading those encyclopedias my parents bought for my siblings and me. I could flip open, say, the E volume, look up elephants, and then learn just about everything I needed to know about elephants for a fifth-grade report: where elephants live, how much they weigh, and why they eat so much.

You won't read anything about elephants here, but you can use this book in the same way. If you want to learn about something, look through the Table of Contents or index and find the topic — printing checks, for example. Then flip to the correct chapter or page and read as much as you need or enjoy. No muss. No fuss.

If you want to find out about anything else, you can, of course, just repeat the process.

What You Can Safely Ignore

Sometimes I provide step-by-step descriptions of tasks. I feel very bad that I have to do this. So to make things easier for you, I highlight the tasks with bold text. That way, you'll know exactly what you're supposed to do. I also often provide a more detailed explanation in regular text. You can skip the regular text that accompanies the step-by-step descriptions if you already understand the process.

Here's an example that shows what I mean:

  1. Press Enter.

    Find the key that's labeled Enter. Extend your index finger so that it rests ever so gently on the Enter key. In one sure, fluid motion, press the Enter key by using your index finger. Then release the key.

Okay, that's kind of an extreme example. I never go into that much detail. But you get the idea. If you know how to press Enter, you can just do that and not read further. If you need help — say, with the finger depression part or something — just read the nitty-gritty details.

Can you skip anything else? Let me see now.... You can skip the paragraphs with the Technical Stuff icons next to them. See the "Special Icons" section, later in this Introduction, for an example of the Technical Stuff icon. The information I stick in those paragraphs is really only for those of you who like that technical kind of stuff.

What You Should Not Ignore (Unless You're a Masochist)

Don't skip the Warnings. They're the text flagged with the picture of the 19th century bomb. They describe some things you really shouldn't do.

Out of respect for you, I'm not going to put such stuff in these paragraphs as "Don't smoke." I figure that you're an adult. You can make your own lifestyle decisions.

So I'll reserve the Warnings for more urgent and immediate dangers — things akin to "Don't smoke while you're filling your car with gasoline."

Three Foolish Assumptions

I assume just three things:

  • You have a PC with Microsoft Windows XP, Windows Vista, or Windows 7.

  • You know how to turn it on.

  • You want to use some flavor of Quicken 2010.

The Flavors of Quicken

Okay. I lied in the previous section. I'm going to assume one more thing: You own or somehow have access to a copy of Quicken.

You may be interested to know that Quicken comes in several versions. It doesn't really matter which one of the several versions you have. Each version works in basically the same way, and this book applies to them all. But because each version has a few unique features, you may find that your screen doesn't look exactly like the screens shown in this book. You may, for example, have a few buttons that you don't see in the figures I show you. Don't worry if this happens. It probably means that you're working with a different version than I am.

Just to let you know, I used the super-duper, includes-everything version to write this book. You can tell this because the menu bar, which appears in some of the figures, shows both a Rental Property menu and a Business menu. If you have a different version, your menu bar will not show these menus. Your title bar (if you compare) will also show a different name

The upshot here? Don't freak out if your version of Quicken 2010 looks a wee bit different from the figures shown in this book.

How This Book Is Organized

This book is organized into six mostly coherent parts.

Part I: Zen, Quicken, and the Big Picture

Part I covers some up-front stuff you need to take care of. I promise I won't waste your time here. I just want to make sure that you get off on the right foot.

Part II: The Absolute Basics

This second part of the book explains the core knowledge you need to know in order to keep a personal or business checkbook with Quicken: using the checkbook, printing, reporting on your finances, using online banking, balancing your bank accounts, and using the Quicken calculators.

Some of this stuff isn't very exciting compared to The Colbert Report — which really is a good show, isn't it? — so I'll work hard to make things fun for you.

Part III: Home Finances

Part III talks about the sorts of things you may want to do with Quicken if you're using it at home: credit cards, loans, mutual funds, stocks, and bonds. You get the idea. If you don't ever get this far — hey, that's cool.

If you do get this far, you'll find that Quicken provides some tools that eliminate not only the drudgery of keeping a checkbook, but also the drudgery of most other financial burdens.

While I'm on the subject, I also want to categorically deny that Part III contains any secret messages if you read it backward.

Part IV: Very Serious Business

The "Very Serious Business" part helps people who use Quicken in a business or for real estate investing.

If you're pulling your hair out because you're using Quicken in a business, postpone the hair pulling — at least for the time being. Read Part IV first. It tells you about measuring profits, preparing payroll for any employees, tracking the amounts that customers owe you, and other wildly exciting stuff.

Part V: The Part of Tens

By tradition, a For Dummies book includes "The Part of Tens." It provides a collection of ten-something lists: ten answers to frequently asked questions about Quicken, ten ways not to become a millionaire, and ten tips for troubleshooting Quicken when you encounter a problem.

Part VI: Appendixes

It's an unwritten rule that computer books have appendixes, so I include two. Appendix A gives you a quick-and-dirty overview of Windows for those new to the world of Windows. Appendix B is a glossary of key business, financial, and computer terms.

Conventions Used in This Book

To make the best use of your time and energy, you should know about the following conventions I use in this book.

When I want you to type something, such as Hydraulics screamed as the pilot lowered his landing gear, I put it in bold letters.

By the way, with Quicken, you don't have to worry about the case of the stuff you type (except for passwords, which are case sensitive). If I tell you to type Hillary, you can type HILLARY. Or you can follow e. e. cummings's lead and type hillary.

Whenever I describe a message or information that you see on the screen, I present it as follows:

Surprise! This is a message on-screen.

Special Icons

Like many computer books, this book uses icons, or little pictures, to flag things that don't quite fit into the flow of things. For Dummies books use a standard set of icons that flag little digressions, such as the following:

Note

This icon points out nerdy technical material that you may want to skip (or read, if you're feeling particularly bright).

Tip

Here's a shortcut to make your life easier.

Note

This icon is just a friendly reminder to do something.

Warning

And this icon is a friendly reminder not to do something ... or else.

Where to Next?

If you're just getting started, flip the page and start reading the first chapter.

If you have a special problem or question, use the Table of Contents or the index to find out where that topic is covered and then turn to that page.

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