Notes

CHAPTER 1

1. Senator Van de Putte served as cochair of the 2008 Democratic National Convention, and is a strong advocate for children, veterans, and high-quality public education. She currently serves as chair of the Veteran Affairs and Military Installations Committee and as a member of the Senate Committees on Education, State Affairs, and Business and Commerce. She is the incoming president pro tem of the Texas State Senate.

2. Shanna Hogan, “Lottery’s Lucky Losers,” Times Publications, September 2008.

3. “From Porsches to Bankruptcy,” Arizona Republic, July 16, 2006.

4. Hogan, “Lottery’s Lucky Losers.”

5. David Fusaro, “Lottery Winnings: Easy Money That’s Hard to Handle,” Columbia News Service, February 13, 2007.

6. Renewal Financial Services, LLC, http://www.renewalfinancial.com/news.

7. Robert M. Williams, PSYCH-K… The Missing Peace in Your Life! (Crestone, Colo.: Myrddin Publications, 2004).

CHAPTER 2

1. Walter Coffey, “The Panic of 1819: The First Major Depression in U.S. History Sets Many Economic Trends,” Suite 101, February 21, 2010, http://www.suite101.com/content/the-panic-of-1819-a204503.

2. Wendell Cox, “Root Causes of the Financial Crisis: A Primer,” October 28, 2008, http://www.newgeography.com.

3. Rana Foroohar, “Keeping Economics Real,” Newsweek, October 17, 2008.

4. “History of the Sewing Machine,” Museum of American Heritage. http://www.moah.org/.

5. Georgia Lund, “How the Sewing Machine Made Credit Cards Possible,” http://www.associatedcontent.com/article/467260/how_the_sewing_machine_made_credit.html?cat=3, Dec. 7, 2007.

6. “Installment Buying, Selling, and Financing,” accessed October 8, 2011, http://www.answers.com/topic/installment-buying-selling-and-financing.

7. Donncha Marron, Consumer Credit in the United States: A Sociological Perspective from the 19th Century to the Present (New York: Palgrave MacMillan, 2009), 38–48.

8. Sammy Kicklighter, Brevard Piano, http://www.brevardpiano.com/.

9. “Marketing History of the Piano,” last modified February 4, 2010, http://www.cantos.org/Piano/History/marketing.html.

10. “The Advertising of Installment Plans,” Oakwood Publishing Company, http://www.studyworld.com/newsite/reportessay/science/Technical%5CThe_Advertising_of_Installment_Plans-3485143.htm.

11. “Henry Ford Changes the World, 1908,” Eyewitness to History, 2005, http://www.eyewitnesstohistory.com.

12. Claire Suddath, “A Brief History of the Middle Class,” Time, February 27, 2009.

13. Ibid.

14. Frank Jordans, “USA Comes Up a Bit Short in Global Better Life Index,” USA Today, May 24, 2011, http://www.usatoday.com/money/world/2011-05-24-oecd-better-life-index_n.html.

15. Susan Page, “Western Cities Fare Best in Well-Being Index,” USA Today, February 15, 2010, http://www.usatoday.com/news/nation/2010-02-15-cities_N.html.

CHAPTER 3

1. Thomas J. Stanley and William D. Danko, The Millionaire Next Door: The Surprising Secrets of America’s Wealthy (New York: Pocket Books, 1998).

2. Amy Chua, Battle Hymn of the Tiger Mother (New York: Penguin Press, 2011).

3. Darren Hardy, “27 Resources for Your Success,” a list of essential tools and technologies to help achievers gain the competitive edge, http://darrenhardy.success.com/2008/07/27-resources-to-accelerate-your-success-some-might-surprise-you/.

4. Donald J. Trump and Bill Zanker, Think Big and Kick Ass in Business and Life (New York: HarperCollins, 2007), 11.

5. Donald J. Trump and Robert T. Kiyosaki, Why We Want You to Be Rich: Two Men—One Message (Phoenix, Ariz.: Rich Press, 2008), 101.

6. Donald J. Trump, Think Like a Champion: An Informal Education in Business and Life (New York: Vanguard Press, 2009), 28.

7. Henry Ford; http://allpoetry.com/quote/by/Henry%20Ford.

CHAPTER 4

1. Charles Paikert, “With Szifra Birke of Lexington Wealth Management Inc.,” August 13, 2007, http://www.investmentnews.com/article/20070813/FREE/70813028.

2. Nathaniel Branden, “The Power of Positive Self Esteem,” reprinted from Bottom Line/Personal 15, no. 11, 6-1-94, 1991.

3. Robert Reasoner, “Counseling Connection,” National Association for Self-Esteem, http://www.self-esteem-nase.org/.

4. Glen H. Elder and Rand D. Conger, Children of the Land: Adversity and Success in Rural America (Chicago: University of Chicago Press, 2000).

5. Donald J. Trump and Bill Zanker, Think Big and Kick Ass in Business and Life (New York: HarperCollins, 2007), 41, 44.

6. Darren Hardy, The Compound Effect: Multiplying Your Success, One Simple Step at a Time (Lake Dallas, Tex.: SUCCESS Books, 2010).

CHAPTER 5

1. Darren Hardy, The Compound Effect: Multiplying Your Success, One Simple Step at a Time (Lake Dallas, Tex.: SUCCESS Books, 2010).

2. Brian Tracy, “Taking Personal Responsibility,” http://www.successmethods.org/brian_tracy-a19.html.

3. Ibid.

4. “A Cherokee Legend,” http://www.firstpeople.us/FP-Html-Legends/TwoWolves-Cherokee.html.

5. Paul G. Durbin, Ph.D., “A Tribute to Viktor Frankl,” 1986, http://www.infinityinst.com/articles/trib_vik_frankl.html.

6. Louis Hyman, Debtor Nation (Princeton, N.J.: Princeton University Press, 2011), p. 150.

7. José D. Roncal, “Consumer Debt in the U.S.,” September 1, 2008, http://www.financialspeculation.com/attachments/consumer-debt.pdf, 23.

8. Ibid., 24–29.

9. Norman Vincent Peale, http://quotationsbook.com/quote/684/.

CHAPTER 6

1. Tim Ogle, “Value for Money More Important than Low Price, Say Shoppers,” January 11, 2011, http://www.talkingretail.com/news/industry-news/value-for-money-more-important-than-low-price-say-shoppers.

2. Melissa Koide and Rachel Schneider, “How Should We Serve the Short-Term Credit Needs of Low-Income Consumers?” Joint Center for Housing Studies, Harvard University, August 2010. Paper originally presented at Moving Forward: The Future of Consumer Credit and Mortgage Finance, a national symposium held on February 18 and 19, 2010, at Harvard Business School in Boston, Massachusetts.

3. William Baldwin, “The Investment Guide 2011,” Forbes, June 27, 2011, 68.

4. Kevin Wack, “For Banks, Little Progress on Loans to the Unbanked,” American Banker, September 22, 2011.

5. Lendol Calder, Financing the American Dream: A Cultural History of Consumer Credit (Princeton, N.J.: Princeton University Press, 1999), 301–302.

6. Ibid, p. 302.

7. Rep. Johnny Shaw, D-Bolivar, District 80—Hardeman and part of Madison Counties. District address: P.O. Box 191, 123 West Market Street, Bolivar, TN 38008; [email protected].

8. Jacque Hillman and Jimmy Hart, “Tent City, October 1960: Fayette, Haywood County Blacks Forced from Their Homes for Trying to Exercise Right to Vote,” Jackson Sun Special Report, 2003.

CHAPTER 7

1. Claire Suddath, “A Brief History of the Middle Class,” Time, February 27, 2009.

2. Ibid.

3. “Buy Now, Pay Later: A History of Personal Credit,” Exhibition organized by Baker Library Historical Collections, Harvard Business School, October 22, 2010–June 3, 2011.

4. Cornelius Frolik, “Residents Forgoing Dental Care to Save Money,” Dayton Daily News, July 6, 2011.

5. For more information about Jeff Burch’s work with military and federal employees, see Jeff Burch, Survival Tactics: Money Book and Military: Money Book (Sheridan Books, 2011) and http://moneymattersusa.org/.

CHAPTER 8

1. Constance Rosenblum, “‘Hetty’: Scrooge in Hoboken,” New York Times, December 19, 2004.

2. Yisrael Nathan, “The Kindness That Came Back,” Jewish Magazine, November 1997, http://www.inspirationalstories.com/4/403.html.

CHAPTER 9

1. Michael Stern, D.C., founder of Research for Alternative Medicine (RAM) Foundation, has pioneered new chiropractic methodologies and facilitates chiropractic seminars; http://[email protected], http://chiropractictensionrelease.com/. See also Larry Trivieri, The American Holistic Medical Association Guide to Holistic Health (New York: Wiley, 2001) and Larry Trivieri, John W. Anderson, and Burton Goldberg Group, Alternative Medicine: The Definitive Guide (Berkeley, Calif.: Celestial Arts, 2002).

2. Denise Fast, http://denisefastpoetry.com.

3. Jalal al-Din Rumi, It Is What It Is: The Personal Discourses of Rumi, trans. and ed. Doug Marman (Ridgefield, Wash.: Spiritual Dialogues Project, 2010).

CHAPTER 10

1. Georgia Firefighters Burn Foundation, 2575 Chantilly Dr., Atlanta, GA 30324, (404) 320-6223, www.gfbf.org, [email protected]. “Helping burn survivors in their journey of recovery as well as to prevent others from experiencing the traumatic event of a burn injury.”

2. Camp Oo-U-La. Camp Oo-U-La welcomes children between the ages of seven and seventeen who have suffered serious burns. For one week, children come together free of charge for camp in Winder, Georgia. Contact Resource Development Coordinator, Georgia Firefighters Burn Foundation, (405) 320-6223.

3. Oprah Winfrey, “What I Know for Sure,” O, The Oprah Magazine 11, no. 11 (November 2010), 236.

4. Ibid.

CHAPTER 11

1. Udana 68–69: “Parable of the Blind Men and the Elephant,” provided by Randy Wang, http://www.cs.princeton.edu/~rywang/berkeley/258/parable.html.

2. Rickie C. Keys, Ph.D., MPH, Senior Fellow, CAAP, Renewal Financial Services, LLC, “A Fresh Start,” http://www.renewalfinancial.com/.

3. Editors of the SUCCESS Foundation, SUCCESS for Teens. The SUCCESS Foundation can be reached at (940) 497-9700, [email protected]. The advisory board includes Donald Trump, Robert and Kim Kiyosaki, Stedman Graham, Paul Zane Pilzer, Darren Hardy, Jeff Olson, John Addison, and Greg Provenzano.

4. Ibid.