First published in 2023 by John Wiley & Sons Australia, Ltd
Level 1, 155 Cremorne St, Richmond Vic 3121
© Michelle Johnson and UrbanGhetto Pty Ltd 2023
The moral rights of the authors have been asserted
ISBN: 978‐1‐119‐89955‐6
All rights reserved. Except as permitted under the Australian Copyright Act 1968 (for example, a fair dealing for the purposes of study, research, criticism or review), no part of this book may be reproduced, stored in a retrieval system, communicated or transmitted in any form or by any means without prior written permission. All inquiries should be made to the publisher at the address above.
Cover design by Jess Pearson
Cover design concept by www.askjasonknight.com
Back cover and candidate portrait photos: Caitlin Schokker
Front cover and internal image (money in the air): © Cammeraydave/Dreamstime.com
Car boot image: © DreamStockIcons/Shutterstock
P227: Live Laugh Love image: © Christal Steele/Shutterstock
Disclaimer
The material in this publication is of the nature of general comment only, and does not represent professional advice. It is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Readers should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the authors and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.