Luke Smith is The Strategy Stacker.

Luke is also a financial planner and the Director of Envision Financial, a financial planning advice business he founded in 2016 in Canberra, Australia.

Luke has been advising clients since 2004, working with individuals, couples, families, business owners and government employees to help them understand and make the most of their financial options.

Luke also appears weekly on local radio station 2CC Talking Canberra to discuss financial planning matters. A podcast of the show is available on Apple Podcasts, Spotify and other podcast platforms: search for ‘The Strategy Stacker — Luke Talks Money’ to find each episode.

For years, Luke has witnessed endless changes to investment and superannuation legislation, changes to the way people are taxed. There has also been changes to the rules around how people retire, which has caused confusion and uncertainty. In an age where life is meant to be easier, Luke believes that financial complexity is instead on the rise. He sees through the lives of his own clients. There's complexity around all aspects of money and when coupled with a distrust of banks and other financial institutions, it creates a challenging environment for people to move forward.

The gap in financial education is on show right now as we become a society of haves and have-nots and Luke believes the key to closing the gap is financial planning education. While there are some general books about budgeting, saving and investing, there's been nothing available to genuinely educate and inform Australians around the real financial strategies that financial planners use with their clients and how to put them together. This is the reason Luke wrote Smart Money Strategy. His down-to-earth approach breaks down complex financial planning strategies into everyday language and provides insights into how to put strategies together. The book can also be used to have more productive conversations with a financial planner, if you decide to seek personal financial advice.

To find out more and access additional smart money strategy tools, please visit thestrategystacker.com.au.