We are grateful to Greggs plc for the use of material from Greggs plc’s Annual Report and Accounts 2020, which is used with permission.
Our thanks to Nick Weller for his technical check of this book. His attention to detail and thought-provoking comments added both value and rigour to the writing process.
Dedications
Stuart Warner: To all the people I have ever taught. Thank you for your attentiveness, willingness to learn, challenging questions and occasionally laughing in the right places. You have helped me to develop, refine and fine tune my own understanding of finance, as well as my debatable sense of humour. Your contribution both motivated and enabled me to write this book.
Si Hussain: To my parents, Shahnaz and Nasim. Despite the odds. . .